Adding Photos to Frames with Paint Shop Pro
How to add your photo to a frame is one of the most common questions asked. A "frame" is basically a file in .png format that has a transparent area where your photo will be displayed. This tutorial will explain how to add your photo with Photoshop.
.PNG frame

This is an example of a photo frame. This is a one layer file, and note the transparent (in PSP this generally appears as a checkered area). Once you've opened your .png file "frame", open the photo that you want to add to it.

Most photos from digital cameras are much to large for web use, so you will need to resize your photo first. In order to determine what to resize your photo to, you will need to know the size of your frame. Go to Image-->Image size, and a small window will pop-up. You will need to note either the height or width of your frame, and then you can resize your photo according. For example, this photo frame measures 580 pixels tall, so I'm going to resize my photo to that same measurement.

For the next step, be sure that you have your Layers window open. If you don't go to View-->Palettes-->Layers and it will open. Then, click on your photo that you are going to add to the frame to make sure that is the active image. Hit Control-C, then click on the frame image that is open, and hit Control-V, and your photo will appear over your frame. Notice in your Layers window, that you now have two layers, and your photo is the top layer.

Click on the top layer in your Layer window, which is your photo and drag it underneath the frame layer. Then again be sure that you have your photo layer selected in your Layer window, and go over to your file, and click and drag your photo layer until appears in the transparent area where you want it to be.

Now, let's say we want to make the photo a little bit smaller, or maybe even rotate it a bit. Maximize the frame file (at the top of your open file you will see a line, a box, and an X. Click on the box), and then on your keyboard hit the letter K, and a lined box will be displayed with corner and edge nodes. Notice when you mouseover the nodes, little arrows will appear. If you click and drag on one of the nodes you can make the photo larger or smaller. Note: At the top of the screen in the Tool Options palette, in the box next to the word Mode, be sure that the word Scale is selected.

If look in the center of the photo you will see what looks like a circle with a bar coming out of it, and when you mouseover the end of the bar, you will notice that the little curvy arrows will appear. If you click and drag at this time, you will be able to rotate your image. Once you have it where you want it, click on a different tool in the toolbar, and you can then save your image.
Built-in Frames

Option 1: At the top click on Effects-->Photo Effects-->Time Machine and a popup will appear.

There are several options to choose from, and they will make your photos appear vintage. Click OK, and save your photo.

Option 2: At the top click on Image-->Picture Frame and a popup will appear

In the top left of the popup click on the arrow next to the frame thumbnail images, and you can choose which frame you want on your photo. Click OK, then save your photo